My personal plans

One thing that seems to gather people's attention is some of the work that I do personally. They seem often more interested in what I do in my investment life than they are interested in their own investment life.

Right now, I live in an apartment downtown. I've had some time to consider how I like living downtown and on my own. I do like both. However, I am a practical guy at heart. I don't think I will be living downtown by the fall. I could be wrong, but those are the plans. There are a number of things to consider before then, but I am thinking of moving back into a house.

Ideally, I will be moving closer to work. I will be moving closer to 100 Constellation.

The reason I am waiting until the fall is that the fall will be the 5 year anniversary of my first home purchase. At that time, I will be renewing my mortgage on that particular property. I will be switching from a fixed rate to a variable rate. It'll be the best fit for me. If you're unsure, you should consult a mortgage professional.

As a result of this new mortgage, my monthly cash flow will improve by a few hundred dollars a month. This will make my new purchase that much easier to afford. I'm certainly no longer going to live in anything that I would consider "tired". I might have to do a little bit of work, but it certainly shouldn't be anything major.

Anyways, I just thought I would share my thoughts. I hope to own my fourth property soon!